Repair My Bad Credit Score.com

La Sona J asked:


I have alot of derogatory items on my credit that I actually need to take care of. I have opened some new credit card accounts since I have never had credit cards before. What is the best way to improve my score so that I am not such a high risk?

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dihb7whfm5 asked:

www.restoremycreditsystem.com. Restore My Credit system made easy with Credit Repair Software. http … “credit repair” “bad credit repair services” service” software” card terminal

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7steps2720 asked:

Your credit score is your financial life! Do you feel that that bad credit is ruining your life? Are you exasperated with your lackluster credit score? If so, its time to take credit matters into your own hands. Becoming credit-wise is as simple as knowing the facts about credit and how it affects the way you live. Philip X. Tirone shares some tips on how changing your credit score can change your life. For more information on Philiip’s 7 Steps to a 720 Score Credit Management System – visit …

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rschjohnson asked:


I understand the higher the better, but im wondering what fico number is considered ‘good enough’ by the mortgage lenders.

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chickenlipsmc04 asked:


ok u know how it goes, ur in college, u have a decent paying job and now the credit card companies bombared u with approvals, after accepting the apprvals and other bills started to pile up.loss of job and then now my bank account is closed. i paid what i owed to the bank as a settlement and now it still shows up on chex system,so most banks won’t approve me,what are my options to getting that removed if anybody knows the answer.

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leisha asked:


I recently opened a new credit card and noticed that my fico score plumetted 50 points after doing so. How long will it take for credit score to get over the fact that I opened a new account and regain those 50 points?

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prudence asked:


I have a debt of 897.00 on my credit score that has been paid already, I need to build my credit to buy a car my credit score is 550 and I’m not planning on getting a credit card to build my credit. How can I build my credit?

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alexandergrape asked:

www.credit-mechanic.blogspot.com Shawn Reed discusses how to organize your debt to settle for pennies on the dollar. This information is 100% Free. This is Part 1 of a series of videos that will help you repair your credit yourself.

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stuinblue asked:


I would prefer answers from people who work in the credit industry and can tell me roughly the number of points, and how long it will take for my score to recover once the new higher available credit kicks in…

I know part of your credit score is determined by how much available credit you have. I closed several cards a few years back before I knew it would hurt my score, and now I have very little credit available. I have excellent credit otherwise, and pay off anything I charge the next month. However, I do have a balance I’ve been slowly paying down, and want to open a new card so that my balance takes up less of a proportion to my total credit debt.

How much will this ding my credit in the short term? And how long will the point drop last?

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my key asked:


I currently have a poor FICO score (upper 400’s). I was in a financial slump for a few months and fell behind on some credit cards. I’m back on my feet and I’m able to make timely payments on the 5 accounts. How quickly does this raise your FICO? How long will it take me to re-gain an average FICO?

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